Important Questions To Ask Before Hiring A Roofing Contractor Online

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Is your roof leaking? Do you need to hire a roofing contractor to re-shingle your roof? If you're trying to save money, you may be tempted to simply hire someone from the first and cheapest ad you see posted online. However, doing that could actually cause more problems than solutions. Here are some questions you should ask before hiring any roofing contractor you find online:

What is the company's exact name and address? Once you find out the address, visit the location in person to confirm that it is an actual business address. Someone who is working out of their own home or who is using a rented mailbox as an address may not be the best choice. There is a high probability that they are not properly licensed or insured. Verifying they are who and what they say they are will help to ensure that you're dealing with real professionals.

Is the company insured and does it have worker's compensation? If you hire a company that has no insurance and doesn't pay worker's compensation, you may be stuck with the bill if anyone is injured during the job. Exactly how much you are liable for may vary from state to state. While your homeowner's insurance may cover the expenses incurred, your insurance premiums could go up as a result. By hiring only a fully insured roofing contractor, you'll be preventing bills for costly accidents. 

How does payment work? Stay away from any roofing contractor who demands payment in full before they will do any work. A legitimate contractor may ask for a partial down payment, but will wait until the job is finished before billing you for the remainder. If your budget is very tight, the contractor may be able to offer you a payment plan. Many contractors are happy to work with their customers in this manner, though a few of them may charge a small service fee for splitting the bill into monthly payments.

Who will pay for any surprise repairs? Although a roofing contractor will try to give you an estimate that is as close as possible to the exact work to be done, sometimes additional things crop up. For example, while pulling up shingles, they could discover that part of your roof has rotted and needs to be replaced. They may also discover that the previous roofer did a poor job of installing flashing and more work is required. Find out ahead of time whether you will be footing the bill for these expense or if they will handle them at no additional expense.

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17 February 2015

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